Privacy Policy
This Privacy Policy explains how Spark Ventures collects, uses, shares, and protects your information when you use our website and related services.
Last updated: 20 November 2025
1. Who we are
Spark Ventures is a digital platform that helps users discover, compare, and connect with financial products such as loans, credit cards, insurance, and investment solutions.
This Privacy Policy applies to visitors and users of our website and any related tools, forms, or experiences that we offer.
2. Information we collect
Depending on how you use Spark Ventures, we may collect the following types of information:
- Profile information: Name, email address, city, and basic demographic details you choose to share.
- Financial profile: Approximate income, employment type, loan amount needed, and general goals (for example, "buy a home," "clear existing debts").
- Usage and device data: Pages visited, buttons clicked, time spent, browser type, device type, and IP address.
- Communications: Messages or queries you send to us via forms, email, or chat.
We do not ask for sensitive documents (such as PAN, Aadhaar, bank statements) directly on this marketing site. If such details are needed for a partner application, they will be collected on a secure flow with separate notices.
3. How we use your information
We use the information we collect for purposes such as:
- Showing you relevant product matches, ranges, and pre-filtered offers based on your profile.
- Improving our matching logic, design, and overall user experience.
- Responding to your questions, support requests, or feedback.
- Sending service-related notifications, such as important changes to this Policy or our terms.
- Analyzing aggregate usage trends to keep the platform secure and reliable.
6. How we protect your data
We use technical and organizational safeguards such as encryption in transit, access controls, and regular monitoring to help keep your data secure.
No online platform can guarantee absolute security, but we work to reduce risks and review our controls periodically.
7. Your choices and rights
Depending on your local laws, you may have rights such as:
- Accessing the personal information we hold about you.
- Updating or correcting inaccurate information.
- Requesting deletion of certain information, subject to legal retention requirements.
- Opting out of non-essential marketing communications.
To exercise these rights, you can reach out using the contact details provided below.
8. How long we keep your information
We retain your information only for as long as needed for the purposes described in this Policy, or as required by applicable law or regulation.
When information is no longer needed, we aim to delete it or anonymize it in a reasonable timeframe.
9. Use by minors
Spark Ventures is designed for adult users. We do not knowingly collect personal information from individuals under 18 years of age.
If you believe a minor has provided us with personal data, please contact us so we can review and take appropriate action.
10. Changes to this Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our services, legal requirements, or how we handle data.
When we make material changes, we will update the "Last updated" date at the top and may provide additional notice on the website.